What is the Walmart Credit Card?
Many people in the US, Canada, and other countries use Walmart as an online shopping destination. This company operates throughout the entire nation and has both online shopping services and walk-in stores. Just like Amazon and Flipkart in India, people there prefer Walmart for reliable services and best prices. Most of the WalmartOne Employees use Walmart’s credit card.
If you’re a Walmart user, then you might know about the Walmart Credit Card or the Walmart MasterCard. This service will give you extra benefits like special financing only on Walmart purchases. Therefore, the Walmart credit card is the most useful only when you buy something from the shopping service.
You will get the benefits of Walmart’s credit card anywhere the standard MasterCards are accepted. You can easily apply for a Walmart credit card online as well as offline in their selected stores.
How To Apply For Walmart Credit Card Online?
Applying for a Walmart credit card or Walmart MasterCard is quite straightforward, but a lot of bars are needed to be fulfilled. At first, you need to visit Walmart’s Money Center. On the website page, you’ll find a link “Apply Now”. Next, click on the link, and you will be redirected to another site where the website will prompt you to log into your Walmart account.
If you have one operational existing Walmart One account, then you can proceed to sign in. But if you don’t have one, you can still create a new Walmart account. Once you’re signed in, you’ll be asked to enter your name, permanent address, current phone number and email address (the same in your Walmart account).
In the next step, you have to enter your annual income, monthly rent payment if you’re having such, and for how long you’re living in your current residence. Walmart will also ask for your Date of Birth, social security number, mother’s maiden name, and your driving license number as a part of its credit check.
How to apply for a Walmart credit card offline in stores?
You can easily visit and apply for a Walmart credit card at any Walmart certified store near your home. It can be done using your government-issued ID and current credit card. If you don’t own a credit card, you can also apply for that via the Walmart jewelry department. Once Walmart approves you, you’ll be given a temporary card (valid for 24 hours) to use in that store mainly. Your ID will serve as your credit card number until you receive your permanent and regular credit card.
Things you have to keep in mind.
You’ll be approved depending on your credit score, and you may receive instant approval for either card. As an additional reward, if you make $75 purchase on the same day you’re approved, you’ll get a $25 statement credit. This feature is only applicable for online application, and not for offline store approvals.
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